Free CapEx Reserve Calculator (Per Unit)
List your property's big-ticket components (roof, HVAC, water heaters, appliances, flooring) with replacement cost, current age and expected life. The calculator spreads each replacement over its remaining life and gives you a monthly reserve per property and per unit.
| Component | Replacement cost ($) | Age (yrs) | Expected life (yrs) |
Estimates for planning only, not financial, tax or legal advice.
How it works
- Remaining life = expected life − current age.
- Monthly reserve = replacement cost ÷ months of remaining life. Items with two years or less left are flagged, and anything past its expected life is spread over 12 months.
- Lifespans vary with quality, climate and use. Use quotes and your inspector's or contractor's input rather than generic numbers.
Read the full guide: How much CapEx reserve per unit?
Want the full version?
The CapEx & Reserve Planner ($15) handles up to 60 components across 10 properties, with a 10-year replacement schedule that repeats each item as it wears out, inflation, and a reserve-fund balance projection.
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Estimates for planning only. Not financial, engineering or tax advice. Jon, Everyone's Landlord